We’re Committed to Making Your Dream of Homeownership a Reality.
Best Mortgage Broker in Illinois | Florida
As the best mortgage broker in Illinois and Florida, Guaranteed Rate (Rate) began our journey 25 years ago, and we were on a mission to deliver more value to customers than any other bank or mortgage company.
Built on the principles of low rates, transparent dealings, exclusive technology, and excellent customer service, Rate ensures an easy mortgage experience for all. At Rate, we believe that to be the best mortgage company, all the stakeholders must be satisfied, including the customers, employees, and referral partners. However, to make the mortgage process easy and transparent for all, we have built systematic, innvovative, and superior systems. We incorporate the use of various technologies and deliver services that best help individuals achieve their dreams.
Over the years of operation, to achieve its mission, Rate has gone through an impressive growth journey. In the initial three years of establishment, Rate earned the reputation of being Chicago’s largest independent mortgage lender. The growth continued throughout the next 20 years, and in 2023, they got funded with over $35 billion across all Rate Companies. This marked a huge milestone.
We are Relentless Innovators.
Technological advancements mean better operations and more advantages.
In the past 24 years, we have experienced an impressive journey of innovation.
- July 2025: Launched the world’s first digital mortgage, providing the facility of online application submission within 15 minutes.
- 2019: Another digital innovation, FlashCloseTM, was launched. Customers and real estate brokers were able to save time at the closing table because it streamlined the conventional closing procedure. The majority of the documentation was examined and signed before closure, thanks to this innovation.
- 2023: Same Day Mortgage™ was launched. Modern and cutting-edge technology delivers loan approval within 24 hours. To date, over $4 billion has been funded through Same Day Mortgage™.
- PowerVP™: Later, we designed this mobile app built with robust tools, empowering Loan Officers and at the same time allowing their customers to beat the competitive homebuying market with speed and ease.
- In the same year, we also introduced the Rate AppTM, offering a comprehensive suite of financial services and tools for personal well-being.
Contact us for the best mortgage solutions.